Short Term Health Insurance Carriers

Short term health insurance plans are underwritten by Golden Rule Insurance Company, a UnitedHealthcare Company, which has been offering short term insurance for more than 30 years. Golden Rule is com ...

  • Access to Large Doctor Network
  • Flat Fee for Urgent Care Visit
  • Emergency Room Coverage with Copay
  • Outpatient Surgery, Labs, X-Rays and Hospital Care
Coverage Available In: Alabama, Arizona, Arkansas, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Wyoming

Carrier Rating

4.68/5 54

National General Accident & Health offers short term medical coverage that helps people who are between major medical insurance to manage unexpected medical problems. Policies may cover doctor and ...

  • Doctor Visits
  • Ambulance Service
  • Emergency Room Visits
  • Urgent Care
Coverage Available In: California, Connecticut, Florida, Louisiana, Massachusetts, Michigan, New Jersey, New York, North Carolina, Texas, Virginia, Washington

Carrier Rating

4.35/5 54

IHC Group offers short term medical plans designed to offer a temporary solution during short periods when you’re uninsured. Plans may cover hospital stays, emergency room services, ambulance rides, ...

  • Hospital Stays
  • Emergency Room Services
  • Ambulance Rides
  • Diagnostic Tests and Doctor Visits
Coverage Available In: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, D.C., Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming

Carrier Rating

4.27/5 54

Companion Life is a relatively newer carrier to the short term health insurance market and its plans are brokered and marketed by Pivot Health. Companion Life is part of the Blue Cross Blue Shield of ...

  • Doctor & Hospital Visits
  • $60 Urgent Care Visits
  • $250 Emergency Room Copay
  • Discounts on Eye Care & Medications
Coverage Available In: Alabama, Arizona, Delaware, D.C. Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Wyoming

Carrier Rating

3.78/5 54

Everest offers temporary health plans that you can rely on when you need to visit a doctor, go to the emergency room or undergo unexpected surgery. ...

  • $50 Well Visit (1 per year)
  • $40 Doctor & Urgent Care Visits
  • $500 Emergency Room Deductible
  • Up to 150% Reimbursement of Allowable Expenses
Coverage Available In: Alabama, Arizona, Delaware, D.C. Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Nebraska, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Wyoming

Carrier Rating

3.61/5 54

LifeShield National Insurance Co. offers short term health insurance plans in 26 states across the country and uses the Multiplan PHCS PPO Network of independent providers to support its insured consu ...

  • $30 - $40 Doctor Visits
  • $30 - $40 Urgent Care Visits
  • $250 Emergency Room Copay
  • Outpatient Surgery, Labs, X-Rays and Hospital Care
Coverage Available In: Alabama, Arizona, Arkansas, Delaware, D.C. Florida, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wyoming

Carrier Rating

3.53/5 54

Standard Life offers several different short term health insurance plans with fast approval, no restrictions on what healthcare providers can be used, and affordable prices. Standard Life also offers ...

  • $50 Copay Doctor Visits
  • ScriptSave Prescription Discount
  • Discounts for Paying Annual Premium
  • Child-Only Plans for Children Under Two
Coverage Available In: Alabama, Arizona, Arkansas, Delaware, D.C., Florida, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wyoming

Carrier Rating

3.53/5 54