1UnitedHealthcare networks provide access to 1.8 million providers as cited in UnitedHealth Group Annual Form 10-K for year ended 12/31/23.
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This coverage is not required to comply with federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
Also, this coverage is not "minimum essential coverage". If you don't have minimum essential coverage for any month this year and you live in an state that has an individual mandate that you have health coverage that meets the minimum essential coverage, you may have to make a payment when you file your tax return unless you qualify for an exemption from the state's requirement that you have health coverage for that month.
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Supplemental insurance product not available in the State of Washington.
